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Expectations are meant to
be exceeded.
A SMART WAY TO PAY FOR COLLEGE.
You planned and worked hard to get into
college. Planning how you
will pay for it, is just as important. Budget wisely and never borrow
more than you need.
If you do need to borrow money to help
pay for college expenses, there are
many advantages to an AxiomDirect Private Student Loan:
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Applying for a private loan
You may eligible for an AxiomDirect Private
Student Loan if you:
-
Are enrolled at least
half-time at one of over 3,000 approved schools;
-
Are at least 18 years of age
(19 in
NE and AL, 21 in Puerto Rico and MS.
MS residents between the ages of 18 and 20
may borrow with written consent from a parent or
guardian);
-
Are a U.S. Citizen or an
eligible non-citizen holding a valid unexpired Alien
Registration Receipt Card (INS form I-151 or I-551);
and
-
Meet certain
underwriting criteria.
If you have minimal or no credit history, or if you do not meet
the underwriting requirements, you can still apply with
a creditworthy cosigner. A cosigner
can be a parent, or any other eligible
person who meets underwriting criteria.
Increase your chances of approval and of obtaining a
lower interest rate and/or loan fee when you apply with
a creditworthy cosigner.
Cosigner Release:
The
cosigner may be released by request after the first 36
consecutive on-time monthly payments are made and the
borrower
meets underwriting criteria.2
LEARN MORE
1 For well-qualified applicants
subject to credit approval and other restrictions. In all
cases, interest rates and loan fees vary and are based upon borrower
and/or cosigner (where applicable) credit profile, and other
underwriting criteria.
2
At all times the discount rates and
cosigner release terms are subject to change. The on-time
benefit must be earned. Cosigner release is contingent upon
the borrower's credit profile which will be reviewed by the Lender
prior to release. Loan delinquency, default, or the use of
forbearance may result in the revocation of all borrower benefits.
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